Louisville auto accident insurance claims can be complicated. We can help
Insurance companies like to make you think they’re your friends. If an auto accident happens, they want you to believe they will look out for your best interests. They want you to trust them to do the right thing and compensate you for any damages to your vehicle and medical expenses associated with your accident. That’s often why some people think there’s no reason to hire a lawyer if you’ve been injured in an auto accident caused by another driver.
Don’t be so sure. When accidents happen, even when the other driver clearly caused the accident, insurance companies are often reluctant to compensate people for the true cost of their accident. Insurance companies may want to only pay for a portion of your automobile repairs. They may try to delay paying you for medical care or physical rehabilitation. And convincing insurance companies to compensate people for lost income due to an auto accident can often be extremely difficult.
Don’t let the insurance companies dictate what happens to you. Take back control. Contact a Louisville auto accident attorney who can stand up to the insurance companies and demand justice. Contact the Slechter Law Firm, serving clients in Kentucky, Tennessee and Indiana.
Put the power of a Louisville attorney to work for you
Drivers are required by law to purchase auto insurance to protect themselves and others in the event of an accident. At the Slechter Law Firm, we make sure insurance companies uphold their end of the insurance agreement and provide coverage for legitimate claims. We make sure your interests come first, not the bottom line of stockholders.
When insurance companies refuse to pay claims, that’s known as “insurance bad faith.” Some of the ways that insurance companies can act in bad faith include:
- Denying a legitimate claim altogether
- Delaying payment for an unreasonable amount of time
- Underpaying a claim
- Terminating an insurance policy without reason
Uninsured or underinsured driver accidents can be frustrating. Learn your rights
Drivers in Indiana, Kentucky and Tennessee are required by law to purchase auto insurance to protect themselves and others in the event of an accident. In all three states, the law requires drivers to have auto insurance that provides for at least $25,000 per person in bodily injury liability insurance, with a maximum of $50,000 allowed per accident under the minimum coverage requirements. If the total exceeds $50,000 for bodily injuries, the driver who caused the accident can be sued for the remaining amount.
The minimum total coverage limits for property damage per accident varies by state. In Indiana and Kentucky, the minimum limit for property damage covered by auto insurance is $10,000. In Tennessee, minimum total coverage limits for property damage per accident is $15,000.
If you were injured or your vehicle was damaged by a driver who does not have enough insurance to cover the total cost of your accident, you have rights. You can take legal action to recover the total cost of your accident. But be prepared. Obtaining compensation from underinsured drivers can be extremely complicated.
Cut through the red tape. Contact a Louisville auto accident lawyer who can fight for you
Then there’s the issue of uninsured drivers. Sometimes, some people don’t have any insurance of any kind. If you’re involved in a car accident with an uninsured driver, you need a highly skilled, experienced auto accident lawyer who thoroughly understands each state’s unique laws. You need the Slechter Law Firm.
Serving clients in Kentucky, Indiana and Tennessee, the Slechter Law Firm knows how to go about building a strong case against uninsured or underinsured drivers. An experienced Louisville auto accident lawyer at the firm can meet with you and listen to the details of your accident. Our lawyers can then work with you to develop a legal strategy that fits your specific needs. We don’t dictate what happens. You decide. You’re in the driver’s seat.
The client’s needs always come first at the Slechter Law Firm. It’s part of what sets us apart from other lawyers. We’re here to serve you.